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Old 12-27-2014, 03:23 PM
  #9211  
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It's good to see some optimism from us about the contract. Who else thinks that we can get increases in all sections?
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Old 12-27-2014, 03:46 PM
  #9212  
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.......................

Last edited by Judge Smails; 12-27-2014 at 04:22 PM.
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Old 12-27-2014, 04:04 PM
  #9213  
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Originally Posted by JoeyMeatballs
I'd rather invest and plan my retirement on my own via Vangaurd with much less in fees etc.......
Joey, you can do that in our 401k. It's called a PCRA; it's a brokerage account inside your 401k. It makes outlr fairly mediocre 401k into a pretty powerful one.

Schwab offers a list of some 200 commission-free ETF's (including Vanguard) as well as a pretty extensive list of no-load mutual funds from a multitude of different companies. You can also buy individual stocks in this account.

I agree with the 16% DC, but you already have the unlimited options offered by a traditional IRA; you just need to set up your account accordingly.

Originally Posted by oldcarpilot
There is no major airline that had a 90 wait on insurance. ONLY CAL had that and its gone now. Delta, United, American, FedEx, UPS, Alaska, JetBlue. All have insurance before 90 days. NOT industry standard. Most regionals don't have a 90 wait.
This is the information I was looking for earlier. The lack of responses from other pilots coupled with information given to me from a friend with 10+ years in the private sector health insurance industry led me to believe that 90 days is norm. Lets fix that this next round.

Originally Posted by ShopVac
It's good to see some optimism from us about the contract. Who else thinks that we can get increases in all sections?
As part of the most profitable airline in North America, I don't see why we can't get increases in each and every single category.

Should we make as much as a comparable Delta A320 pilot? Please explain to me why we shouldn't.

Show us the money.

Last edited by gringo; 12-27-2014 at 04:26 PM.
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Old 12-27-2014, 05:10 PM
  #9214  
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Originally Posted by flyingpuma1
Absolutely, people who aren't concerned about this are the ones who have never needed it.
Exactly. And bad things do happen to people who take good care of themselves. That's why it's called insurance after all: preparation for an unknown risk. We could be paid $1000/hr but it's meaningless if you lose your medical or if treatment for your ailment costs $1,000,000 out of pocket. These things should matter.

Reading these emails from the union regarding guys falling ill should be a cautionary tale to us all.
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Old 12-27-2014, 06:47 PM
  #9215  
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Originally Posted by gringo
Joey, you can do that in our 401k. It's called a PCRA; it's a brokerage account inside your 401k. It makes outlr fairly mediocre 401k into a pretty powerful one.

Schwab offers a list of some 200 commission-free ETF's (including Vanguard) as well as a pretty extensive list of no-load mutual funds from a multitude of different companies. You can also buy individual stocks in this account.

I agree with the 16% DC, but you already have the unlimited options offered by a traditional IRA; you just need to set up your account accordingly.



This is the information I was looking for earlier. The lack of responses from other pilots coupled with information given to me from a friend with 10+ years in the private sector health insurance industry led me to believe that 90 days is norm. Lets fix that this next round.



As part of the most profitable airline in North America, I don't see why we can't get increases in each and every single category.

Should we make as much as a comparable Delta A320 pilot? Please explain to me why we shouldn't.

Show us the money.
Just recently learned about this!, thanks
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Old 12-27-2014, 06:58 PM
  #9216  
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Originally Posted by ManFlex
Exactly. And bad things do happen to people who take good care of themselves. That's why it's called insurance after all: preparation for an unknown risk. We could be paid $1000/hr but it's meaningless if you lose your medical or if treatment for your ailment costs $1,000,000 out of pocket. These things should matter.

Reading these emails from the union regarding guys falling ill should be a cautionary tale to us all.
Well said, I never expected to be on ltd when I was 32 (hit by a car) but I was really glad that my regional I was at had a great plan. Also that they had great health ins and approved a new type of surgery so I could live my life again. I can't agree with this quote enough!
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Old 12-27-2014, 07:46 PM
  #9217  
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Ltd should go to age 65 if you cannot get a first class medical not defined by the social security definition of disabled. This is a deal breaker. There is too much career earnings riding on our medicals to have ltd stop after two years
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Old 12-28-2014, 05:56 AM
  #9218  
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What does the extra ltd insurance we can buy do for the pilots? Does this extra coverage not go past 2 years?
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Old 12-28-2014, 06:15 AM
  #9219  
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Just gives you a higher payment while you are on it. It doesn't extend it. It's one of the worst things in our contract.
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Old 12-28-2014, 08:26 AM
  #9220  
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Originally Posted by Qotsaautopilot
Just gives you a higher payment while you are on it. It doesn't extend it. It's one of the worst things in our contract.
And it is essentially only for CAs. To qualify to buy up to 100% coverage, you have to have made over 100k in a calendar year and have the W2 to show for it.

I emailed HR a few months back and they told me I would not be eligible until I have that W2 with the 100k on it.

It truly is worthless that it is only an option for half of our pilots
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