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Old 07-21-2024, 07:03 AM
  #331  
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Originally Posted by PNWFlyer
the unfortunate reason for this is the number of fellow pilots that would fake mental illness so they can sit at home and get paid. It’s not like a broken bone where you have proof. Insurance companies hate mental illness, there is no set timeline for when you are better so they try to limit coverage to a set time regardless of your progress. I have a kid that spend 2 years in a residential psychiatric faculty. I was told insurance would only pay for 3 month, luckily. They paid 18, but that was an anomaly.

we spend 747 Billion dollars a year in this country to keep grandma alive for 6 extra months. We spend nothing on mental health care.

that’s all I have to say about that.
I used to claim to be the opposite sex, it got me some time off. If I were to use that same trick now, they’d promote me to admiral, or general; try to make me a kids role model. I ain’t got time for that.

Additionally, liberalism is a metal disease. I’ll give up grandma, if we can use the 747 billion to ‘house’ all the folks with metal illness like we did in the old days.
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Old 07-21-2024, 09:02 AM
  #332  
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Originally Posted by CatPilot1
I used to claim to be the opposite sex, it got me some time off. If I were to use that same trick now, they’d promote me to admiral, or general; try to make me a kids role model. I ain’t got time for that.

Additionally, liberalism is a metal disease. I’ll give up grandma, if we can use the 747 billion to ‘house’ all the folks with metal illness like we did in the old days.
Good luck arguing with a liberal.
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Old 07-21-2024, 09:53 AM
  #333  
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Originally Posted by CatPilot1
I used to claim to be the opposite sex, it got me some time off. If I were to use that same trick now, they’d promote me to admiral, or general; try to make me a kids role model. I ain’t got time for that.

Additionally, liberalism is a metal disease. I’ll give up grandma, if we can use the 747 billion to ‘house’ all the folks with metal illness like we did in the old days.
problem is grandma votes and anyone wanting to take away their end of life care has no chance of being elected.

Soylent green anyone? They said it tasted great in the movie.
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Old 07-21-2024, 06:19 PM
  #334  
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Originally Posted by PNWFlyer
problem is grandma votes and anyone wanting to take away their end of life care has no chance of being elected.

Soylent green anyone? They said it tasted great in the movie.
Long story short our Ltd and benefits on leave are garbage.
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Old 07-22-2024, 06:06 PM
  #335  
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Originally Posted by GrumpyCaptain
Long story short our Ltd and benefits on leave are garbage.
Pretty sure most LTD policies limit substance abuse and mental health to 24 months lifetime.
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Old 07-23-2024, 07:01 AM
  #336  
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Originally Posted by dera
Pretty sure most LTD policies limit substance abuse and mental health to 24 months lifetime.
most, but not all. Alaska is 65. No carve out for mental or alcohol. Only exception is self inflected injuries resulting in disability and addiction to narcotics. And of course the three war I. There. So reservists make sure you SGLI is up to date!
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Old 07-23-2024, 08:14 AM
  #337  
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Originally Posted by PNWFlyer
And of course the three war I. There. So reservists make sure you SGLI is up to date!
Good point. Not only disability but also routine health care plans typically exclude injuries or health problems due to war, or often anything resulting from military service.

They get away with that on the premise that the government should take care of you.

I have heard of people trying to go out on disability to get something fixed but getting denied for the benefits once it's made known that the issue was service related. Just sayin...
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Old 07-24-2024, 09:40 AM
  #338  
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Originally Posted by GrumpyCaptain
Long story short our Ltd and benefits on leave are garbage.
No retirement contribution on LTD so if you’re young that’s a very big deal. Also health insurance is only for 5 yrs if you’re on LTD
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Old 07-25-2024, 04:42 AM
  #339  
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As long as we're ragging on ltd, I'll add one. Your benefit is based on the average monthly pay for the last 3 months you worked. So if you had some bad months, you know... maybe for whatever reason caused you to go on ltd, you then get 60% of that. Really easy to get screwed, especially when you consider how long the FAA can take to get you back to work. Dont even get me started on the medication list. I've heard of guys who were diagnosed with a condition that is completely managed by medication with no side effects, but isnt approved by the faa. Their only chance to fly again is to get the doctor to say they were misdiagnosed or, if the diagnosis isnt disqualifying, say that they are stable without the medication and pray that the FAA grants a special issuance.
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Old 07-25-2024, 08:03 AM
  #340  
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This is not true its off of the last years W2 60%



Originally Posted by fumeevented
As long as we're ragging on ltd, I'll add one. Your benefit is based on the average monthly pay for the last 3 months you worked. So if you had some bad months, you know... maybe for whatever reason caused you to go on ltd, you then get 60% of that. Really easy to get screwed, especially when you consider how long the FAA can take to get you back to work. Dont even get me started on the medication list. I've heard of guys who were diagnosed with a condition that is completely managed by medication with no side effects, but isnt approved by the faa. Their only chance to fly again is to get the doctor to say they were misdiagnosed or, if the diagnosis isnt disqualifying, say that they are stable without the medication and pray that the FAA grants a special issuance.
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