The plan going forward
07-11-2024, 02:07 PM
#235
Line holder
Joined APC: Nov 2013
Position: On the bus,seat 0A
Posts: 3,330
In my best year for points and cash back relative to income I made $60K and put $75K on my AMEX (corporate flying expenses, including hotels at 5% cash back). Any bill I could put on my CC I did. Tried to put a $25K car on it, had the money in my checking account. Minimum cash back was 1.5%. $0 in interest charges, and about $3K cash back.
As long as you treat a credit card like a check, you come out ahead. If you think of a credit card as a revolving line of credit you will pay. But if the people that think that way didn't have credit cards they would be doing payday loans at 20%. There is a reason virtually every company has started excluding CCs from autopay discounts, and it is not because they worry about cost to the customer.
As long as you treat a credit card like a check, you come out ahead. If you think of a credit card as a revolving line of credit you will pay. But if the people that think that way didn't have credit cards they would be doing payday loans at 20%. There is a reason virtually every company has started excluding CCs from autopay discounts, and it is not because they worry about cost to the customer.
07-12-2024, 05:30 AM
#236
Gets Weekends Off
Joined APC: Jan 2023
Posts: 186
In my best year for points and cash back relative to income I made $60K and put $75K on my AMEX (corporate flying expenses, including hotels at 5% cash back). Any bill I could put on my CC I did. Tried to put a $25K car on it, had the money in my checking account. Minimum cash back was 1.5%. $0 in interest charges, and about $3K cash back.
As long as you treat a credit card like a check, you come out ahead. If you think of a credit card as a revolving line of credit you will pay. But if the people that think that way didn't have credit cards they would be doing payday loans at 20%. There is a reason virtually every company has started excluding CCs from autopay discounts, and it is not because they worry about cost to the customer.
As long as you treat a credit card like a check, you come out ahead. If you think of a credit card as a revolving line of credit you will pay. But if the people that think that way didn't have credit cards they would be doing payday loans at 20%. There is a reason virtually every company has started excluding CCs from autopay discounts, and it is not because they worry about cost to the customer.
You son of a b!tch I’m in
07-12-2024, 02:20 PM
#238
Gets Weekends Off
Joined APC: Feb 2021
Posts: 412
Are you expecting massive cuts to QOL benefits? Spirit used to be the place to be for great QOL. I can't imagine that remaining true.
07-12-2024, 02:21 PM
#239
Bent over by buybacks
Joined APC: Feb 2017
Posts: 781
07-12-2024, 04:24 PM
#240
Gets Weekends Off
Joined APC: Jul 2023
Posts: 343
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