The Spirit of Freedom
10-14-2021, 09:47 AM
#31
Gets Weekends Off
Joined APC: Jul 2017
Posts: 257
We have Own Occupation LTD, which means it applies to our specific occupation. There's a list of offsets, like worker's comp and other disability insurance, but I'm pretty sure outside income will not offset it, as long as it is a different occupation. Shoot a DART through the ALPA app to get clarification. I could be wrong, so verify it.
10-14-2021, 10:12 AM
#32
That/It/Thang
Joined APC: Aug 2020
Posts: 2,954
Any future income offsets dollar for dollar. We have many holes in our current LTD but this is the biggest one. This absolutely needs to be addressed in this next CBA. Medical and DC to retirement age on LTD would be good to get as well but we have to fix this income offset issue.
Sadly it’s hard for pilots to ask for this in polling and surveys when most don’t even know we have offset income
10-14-2021, 10:13 AM
#33
Gets Weekends Off
Joined APC: Jan 2018
Posts: 2,361
Yeah, you're right. This is another big shortfall with our LTD. Industry standard is own occupation with no offset. Add this to the list of things to fix, along with the lack of 401k contributions and health insurance on LTD.
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