Section 27: insurance benefits
02-10-2018, 06:03 PM
#31
Gets Weekends Off
Joined APC: Jan 2015
Posts: 394
Im glad to hear that plan B has worked well for you, it’s too bad the options being taken away for others. Diamond works really well for us. Can’t remember for sure but I think the premiums alone in plan B is more than I’d spend out of pocket with Diamond plan if we had a catastrophic year.
02-10-2018, 06:28 PM
#32
Gravy Choker
Joined APC: Jul 2015
Posts: 242
For a family and catastrophic years the diamond plan is $500 cheaper plus savings of no copays. Basically with the B plan you pay for it out of your check as the year goes on but with the diamond you pay as you need it. With a FSA it really makes sense.
02-11-2018, 12:32 AM
#34
Gets Weekends Off
Joined APC: Jan 2015
Posts: 394
For family it’s 7500$ in network and 10,500$ out of network. Company puts around $2k (someone correct me on that amount if I’m wrong) into an HRA which goes towards out of pocket max. Unused portions of HRA rollover everyear, so it can add up. Once your HRA gets high you’re not gonna be paying anything besides your premiums even in a catastrophic year. If you have no rollover HRA funds you’ll pay around $5500 In-network (Max out of pocket $7500 minus company funded HRA $2000) or $8500 out-network for catastrophic year.
Last edited by Lakeaffect; 02-11-2018 at 12:44 AM.
02-11-2018, 02:53 AM
#35
Gets Weekends Off
Joined APC: Nov 2006
Position: A320 CA
Posts: 765
For family it’s 7500$ in network and 10,500$ out of network. Company puts around $2k (someone correct me on that amount if I’m wrong) into an HRA which goes towards out of pocket max. Unused portions of HRA rollover everyear, so it can add up. Once your HRA gets high you’re not gonna be paying anything besides your premiums even in a catastrophic year. If you have no rollover HRA funds you’ll pay around $5500 In-network (Max out of pocket $7500 minus company funded HRA $2000) or $8500 out-network for catastrophic year.
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