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Old 02-08-2018, 08:05 AM
  #21  
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Originally Posted by FlyGuy2002
Haha add you to the list ! He’s ranting about premiums son. Give me give me give me ! I want I want I want ..When the buy up PREMIUMS increase so be it . Pay it or don’t .
Whole TA vote is about what we get vs what we give. You want to say ltd is big win, how big depend on premiums. 90/mo good, 300/mo not so good. 90/mo this year good, what will be next year? How do you plan? Health plan increase caped - I can plan. ltd is nothing but questions. Even reeducation camp roadshow did not have information.
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Old 02-08-2018, 08:13 AM
  #22  
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Originally Posted by SourGrapes
it doesn't matter, we should just be happy alpa got us to get another payroll deduction for our own good..you know, now i don't have to pay income tax on that extra LTD i have to buy-up. hey alpa, how many more years are you going to be taking that merger committee fee out of our paychecks? i need to budget, thank you in advance
It optional DA! The company is paying the premium to provide you with a $5000 Benefit at ZERO cost to you ., they are also paying the premium for $200,000 life insurance policy which is a tax free benefit to your beneficiary. (Assuming your Captain)

Heaven forbid you want more you actually have to pay more! Oh the horror!!! You mean $15,000 monthly benefit for decades doesn’t come free?? Hell let’s make a a $25,000 a month and $4 million dollar lifeinsurance for everyone! Worried about a payroll deduction to protect yourself? Then DONT buy up...
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Old 02-08-2018, 08:32 AM
  #23  
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Originally Posted by dotslash
Whole TA vote is about what we get vs what we give. You want to say ltd is big win, how big depend on premiums. 90/mo good, 300/mo not so good. 90/mo this year good, what will be next year? How do you plan? Health plan increase caped - I can plan. ltd is nothing but questions. Even reeducation camp roadshow did not have information.
If you read the TA (doubt you did), it is spelled out very clearly. Each time the LTD policy is renewed, the increase in premiums can be no greater than 5%. If the premiums go down, the pilot pays the lesser amount. I believe the monthly premium is $90 or 95 for up to $15k per month compensation.
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Old 02-08-2018, 08:35 AM
  #24  
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Originally Posted by Tjamaica
If you read the TA (doubt you did), it is spelled out very clearly. Each time the LTD policy is renewed, the increase in premiums can be no greater than 5%. If the premiums go down, the pilot pays the lesser amount. I believe the monthly premium is $90 or 95 for up to $15k per month compensation.
Thank you, I look again. This is what I was looking for. Refreshing to have a question answered instead of egotistic "go to roadshow"
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Old 02-10-2018, 06:32 AM
  #25  
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Am I reading correctly?

You have to currently be on plan B insurance if you want to be able to have it in the future???

So we “retained” our industry leading health care only for those wh could afford to be on it currently?
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Old 02-10-2018, 06:39 AM
  #26  
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Originally Posted by GrumpyCaptain
Am I reading correctly?

You have to currently be on plan B insurance if you want to be able to have it in the future???

So we “retained” our industry leading health care only for those wh could afford to be on it currently?
Correct. Not sure what your prescription needs are but the Diamond might be a better alternative
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Old 02-10-2018, 11:06 AM
  #27  
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Originally Posted by GrumpyCaptain
Am I reading correctly?

You have to currently be on plan B insurance if you want to be able to have it in the future???

So we “retained” our industry leading health care only for those wh could afford to be on it currently?
I think the diamond plan is industry leading. Not sure about plan B
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Old 02-10-2018, 11:33 AM
  #28  
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Originally Posted by Chimpy
Correct. Not sure what your prescription needs are but the Diamond might be a better alternative
Yep. It’s by far the best value. Happens to be the cheapest too. Healthy or not. Someone posted on here that back during enrollment that his wife has a chronic illness and they go max out of pocket every year and still agreed the diamond was the best. I haven’t been able to find a reason to go with anything else. Had healthy years, had two kids on it, and everything in between.
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Old 02-10-2018, 04:19 PM
  #29  
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Originally Posted by Lakeaffect
I think the diamond plan is industry leading. Not sure about plan B
Diamond is way to go. Been using it for myself, 2 kids and wife, for 5 years now. Been great!
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Old 02-10-2018, 05:43 PM
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Originally Posted by Lakeaffect
I think the diamond plan is industry leading. Not sure about plan B


The B is phenomenal. My wife had 3 surgeries last year and two were out of state, we didn’t pay anything for the last two. It’s been a great plan and I’m not happy they are taking it away from anyone new who would be hired


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