amcnd

I dont blame them. A year 2 fo says they make 120k a year and wants10k a month. But only makes 4k... Harvey Watt is used by a lot of reputable airlines.. ive talked to a few of there pilots. Our premiums are cheaper...

Is offline

I was quoted the same rate as an individual a year before this became available. Sapa leadership repeatedly told everyone they could insure what they wanted. Now HW says that if you claim the minimum and file a claim they pay 67% of actual income but they retro and collect premiums for that amount no matter what you tell them you make.

Turbosina

Simply put, we are overstaffed on the entire West Coast and understaffed elsewhere. As an example, the SFO CRJ side just lost 6 crews to transfers out, with no replacements. Transfers into Western bases have pretty much stopped, as have upgrades. Even super, super senior guys are not able to upgrade or transfer -- I think we have a 15-year FO who can't get an upgrade in SFO or LAX.

We're also seeing an increase in 4 day trips for West Coasters as the overstaffed West Coast crews are flowed to Midwest bases to cover that flying.

It's anyone's guess how long this will last. For now, anyone wanting a West Coast base had better be prepared to wait a while...

EFBprobs

Lots of flying in all 3, msp being a little slower than ord/dtw. Currently theres no reserve in ord. You'll break guarantee most months especially summer but always budget for minimum on reserve.

EarlyShow

Been on reserve 6 months in MSP, flying 20-30 hours a month. Some people are flying less than 5, so I wouldn't particularly say that there's lots of flying. You can credit a decent amount if you're able to pick up open time, but it can be difficult to do with the way the schedules are built.

spikemath

I signed up for a pretty low amount; a premium that I would pay $25 per month and it would payout something around $1000 per month in a claim. I signed up to help with the initial phase to A) assist guys who weren't on property yet and could benefit from the coverage later, B) help the lifers who are more likely to medical out and c) get the coverage because it was manageable at a low price now and could be changed later.

I regret signing up. The first month they started sending out the bills I saw I was being charged $50 per month, double what I was told I could sign up for. They never consulted me about the sudden increase in premium and this minimum of $25k that they want reported was not mentioned once, anywhere. Why would they even allow the income tool to go below that number? Well thankfully I never put down my card info.

tcco94

Doesn't it all change so fast though? I mean 6 months ago SFO was the fastest place to a hold a line....MSP was a junior base you got in training....

You sound like it's years to touch west coast. I agree, it's slowing down so expect that but no reason to start panicking.

tcco94

Anyone gotten an IOE call last month or know someone who did? Wondering if the new check airman have brought that number down at all? On week 2 myself of many 😂

Cazadores

Exactly, to your first point, and to your second concerning chugging Mountain Dew, Harvey doesn't pay until your company disability policy expires, which is six months usually from what I understand. Most medical issues clear up or are well on there way to a SI by then.

Thing is, I see this sort of expensive insurance as covering not just what I make, but what my professional investment is as well. The idea is to soften the loss of what is a considerable time and monetary investment should we be put in the position of having to start over.

I just don't think insuring a SkyWest FO income to a max of 67% as worth it. Not for the price. It just doesn't take into consideration the monetary cost of getting to that position, the time and opportunity cost of achieving it, and the lifetime income potential of the position when just starting out.




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hotbreeze

The most junior FO based at IAH just moved from 2015 to 2016 (basically 9 months out of training). It jumped 6 months just this month.

And, if a 15 year SFO FO doesn't ever want to commute (for a few months) in order to upgrade, then a pilot needs to be satisfied with their QOL and stay put. It is their choice. The most junior captain on both the CRJ and E-Jet at SFO is much less than 15 years.

The problems that SW pilots have are minuscule compared to others.