Skywest
#7691
No changes, except the no quick upgrade into the Mexican King Air will force everybody into the same seniority que. With 70 per month planned, upgrades will be happening sooner or later.
#7692
Line Holder
Joined APC: Jul 2008
Posts: 35
Are new hires flying much? Or is there a lot of sitting on reserve? What's the better jet to try and get if I'm looking to be based in California? Thanks!
#7693
All good and fine as long as you are within your cash amount, but let us know how it is when the unexpected happens, like a pesky car accident where everyone needs care. Had a F/O who's son needed emergency surgery/treatment to the tune of 100K+, he was worried that the company was gonna force him to the CDHP program, the continuing treatment for his son would have required him to quit and seek a job with medical benefits. That's what insurance is for, when I am well, I pay into the pool, and when you and your kids are sick they can use "my" money to get better. CDHP is the ultimate in the "me" generation, its all good until you go past you cash, then when your kids are sick/ill/hurt you will be first in line at the county emergency room demanding 'free" treatment.
The number 1 reason for personal bankruptcies is medical costs. Enjoy your CDHP, as long as everyone is relatively healthy it's all good, and when you need public help with your and your kids health I will continue to pay the taxes so you and yours can live.
The number 1 reason for personal bankruptcies is medical costs. Enjoy your CDHP, as long as everyone is relatively healthy it's all good, and when you need public help with your and your kids health I will continue to pay the taxes so you and yours can live.
The reason medical bills are the number one cause of bankruptcy is because people have medical problems and don't have any insurance not because of CDHPs.
#7694
Nice diatribe but there is an annual out-of-pocket max of $6,400 on the CDHP. Guess what the out-of-pocket max is on the PPO...$6,000. Not much of a difference. With those hundreds of thousands of medical bills your FO will only pay $6,400. Granted that is for each calendar year, if continuing treatment needed.
The reason medical bills are the number one cause of bankruptcy is because people have medical problems and don't have any insurance not because of CDHPs.
The reason medical bills are the number one cause of bankruptcy is because people have medical problems and don't have any insurance not because of CDHPs.
#7695
Do a little research and get back to me. You are wrong, CDHP is a set up for BK. Injury/health issue, no work, no money, no coverage. If your paycheck stops how are you gonna pay 6400 in Dec and in Jan and pay for Cobra?
#7696
What F/O could afford 6400.00 in Dec and 6400.00 in Jan? For a newhire F/O that's almost 1/2 of their yearly gross. And since the CDHP is ultimately funded by Skywest they will have a say in coverage......its not a diatribe, its reality.The CDHP is for healthy people, ask one of our Captains who was injured in a snowboarding accident what its like to be medicaled out for more than 6 months. Unfortunately you are healthy until you aren't.
Regional pilots using regional airline health coverage have no business participating in any activities which might lead to significant injury. The system does not have you covered, rather it's typically "feel good" medical coverage that allows the clueless to skate through life without any worries, ASSuming that the company has their back.
Harsh reality, but there it is.
#7697
Your premise that a huge medical issue will bankrupt a pilot using the CDHP, and wise CCB will end up paying the bill, is flawed.
The CDHP is intimidating because sometimes there are big bills to pay but with the money you save on premiums, 99% of the time it is better than the PPO.
#7698
If that same FO is under the PPO they still of the out-of-pocket max of $6000. How are they going to pay that in Dec and Jan? Same problem but actually a higher max (6400-1000 on CDHP).
#7699
With the $1000 Skywest puts in your HSA, you are down to 5400 per year. That is 225 per paycheck, a big chunk yes (especially for newhires) but that will not bankrupt anyone. If the timing of the bills is as bad as you say, a payment plan can be worked out. On the basic CDHP plan you would hit your out-of-pocket maximum with $21,600 of total medical bills. Anything more than that is covered.
Your premise that a huge medical issue will bankrupt a pilot using the CDHP, and wise CCB will end up paying the bill, is flawed.
The CDHP is intimidating because sometimes there are big bills to pay but with the money you save on premiums, 99% of the time it is better than the PPO.
Your premise that a huge medical issue will bankrupt a pilot using the CDHP, and wise CCB will end up paying the bill, is flawed.
The CDHP is intimidating because sometimes there are big bills to pay but with the money you save on premiums, 99% of the time it is better than the PPO.
#7700
Regional pilots using regional airline health coverage have no business participating in any activities which might lead to significant injury. The system does not have you covered, rather it's typically "feel good" medical coverage that allows the clueless to skate through life without any worries, ASSuming that the company has their back.
Harsh reality, but there it is.
Harsh reality, but there it is.
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