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Old 03-10-2014, 07:56 AM
  #1091  
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Originally Posted by daldude
I was under the impression that when we merged with NW we allowed them to join DPMA. So essentially 4500 new bodies of all ages had instant disability benifits with out ever paying in while they were young and healthy. This was the primary cause of the rate increase. I heard this from a capt that has some affiliation with administering the DPMA program, so it is purely second had info.
DPMA is paid by Delta Air Lines for FNWA group. At the time of the merger ALPA and the company included DPMA into jcba without ever consulting with DPMA. Anyway your info about dues increases is false.
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Old 03-10-2014, 10:49 AM
  #1092  
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I would urge anyone who has questions about the various plans and whatnot to download the 2014 Retirement and Insurance handbook from DALPA. It has a ton of great info.

It is available on the R&I Committees web page.

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Old 03-10-2014, 01:00 PM
  #1093  
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Originally Posted by MikefromMT
Thanks for all the info and clarification! If anyone has chosen the silver hsa plan it would be great if you could share your math.

Also, the to clarify the DPMA, is it true that it is capped at 24mos of disability?
Yes, there is a career limit of 24 months. One individual disability is limited to 12 months. Theoretically though, you could have 24 one-month periods of disability (subject to a bunch of restrictions).

Unfortunately for me, my first one begins on March 23 when I run out of sick leave.

As a 14 year employee at the merger, I gave up 1200 hours of sick pay. Just lovely.

Hope to be flying with all the new guys by later this summer if everything works out as planned.
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Old 03-10-2014, 01:18 PM
  #1094  
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Originally Posted by Foulwx
Yes, there is a career limit of 24 months. One individual disability is limited to 12 months. Theoretically though, you could have 24 one-month periods of disability (subject to a bunch of restrictions).

Unfortunately for me, my first one begins on March 23 when I run out of sick leave.

As a 14 year employee at the merger, I gave up 1200 hours of sick pay. Just lovely.

Hope to be flying with all the new guys by later this summer if everything works out as planned.
First off, I wish you the best of luck with whatever your medical issue is. May you have a swift recovery.

I'm no math wizard, but if you burn 240 hours of sick time, then transition to disability and are made whole by DPMA for a year from that point, you are a break even in your case if you have been flying around 80 hours a month over the last few years. 80 X 12 = 960 + 240 = 1200. If you averaged flying less than that, the hour value would be less. Conversely, if you have averaged flying more than 80 hours, you'll come out further ahead. You'll also get a full annual allotment of sick leave hours as soon as training is complete upon your return if it is in a subsequent sick leave year (after June 1). That's with just one use of DPMA for a year. If you have already crested 19 years of service (I couldn't tell for sure from your post) then you have 270 hours instead of the 240 every year.

Just out of curiosity, what is the percentage you pay for DPMA benefits on each paycheck?
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Old 03-10-2014, 02:43 PM
  #1095  
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DPMA doesn't 'make you whole' unless you are a new hire. The amount it pays out goes -down- as you accrue more seniority, not up. It is tax free disability pay however, which helps. As a new hire you get 42%, as a more senior pilot, the scale runs down to 22%.

Disability pay from Harvey Watt is 50%, and if you have 25 years, you'll get 22% from DPMA, so you'll get about 72%.


From the DPMA web site:

How much is my benefit?
DPMA benefits are calculated using the current composite hourly rate (CHR) for your last assigned equipment x 80 hours. This gives you a “zero look back” (ZLB) value. Your ZLB value is then applied to the DPMA Benefit Table. Your DPMA disability benefit will be between 22%-42% of your ZLB value. To determine your payout amount, use the DPMA benefit calculator.
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Old 03-10-2014, 04:00 PM
  #1096  
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Originally Posted by Hillbilly
First off, I wish you the best of luck with whatever your medical issue is. May you have a swift recovery.

I'm no math wizard, but if you burn 240 hours of sick time, then transition to disability and are made whole by DPMA for a year from that point, you are a break even.......... If you have already crested 19 years of service (I couldn't tell for sure from your post) then you have 270 hours instead of the 240 every year.

Just out of curiosity, what is the percentage you pay for DPMA benefits on each paycheck?
Thanks. Working hard to get ready for a stress test on Friday. Had a heart attack in December - no previous symptoms. Have to do a freakin' angiogram sometime in April. I'm trying to meet the May FAA cardiac board.

The comment about the sick pay was pretty much off the cuff. Never computed it, don't really care. At the time it just seemed like a big number to lose. Having a 100% blockage at the top of your left anterior descending artery tends to change your outlook on lots of things.

Took a look at my last paycheck - it looks like I'm getting reimbursed for about 75% of the DPMA amount. I'm certainly happy with the DPMA, although I had hoped I would never need it. Nice people to work with.

I'm in the 270 hour group. Fortunately I hadn't used any this year so I've been able to go until next week before running out.

If anyone wants any info about the process, feel free to PM me. It's a real pain in the butt, and the outcome for me is still up in the air.
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Old 03-10-2014, 05:19 PM
  #1097  
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Get well soon!
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Old 03-10-2014, 05:38 PM
  #1098  
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Originally Posted by daldude
I was under the impression that when we merged with NW we allowed them to join DPMA. So essentially 4500 new bodies of all ages had instant disability benifits with out ever paying in while they were young and healthy. This was the primary cause of the rate increase. I heard this from a capt that has some affiliation with administering the DPMA program, so it is purely second had info.
This is not what happened. The NWA pilots lost accrued sick leave. The company is applying that as a credit toward their DPMA costs to make their inclusion cost neutral to the plan.
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Old 03-10-2014, 05:46 PM
  #1099  
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Originally Posted by Foulwx
Thanks. Working hard to get ready for a stress test on Friday. Had a heart attack in December - no previous symptoms. Have to do a freakin' angiogram sometime in April. I'm trying to meet the May FAA cardiac board.

The comment about the sick pay was pretty much off the cuff. Never computed it, don't really care. At the time it just seemed like a big number to lose. Having a 100% blockage at the top of your left anterior descending artery tends to change your outlook on lots of things.

Took a look at my last paycheck - it looks like I'm getting reimbursed for about 75% of the DPMA amount. I'm certainly happy with the DPMA, although I had hoped I would never need it. Nice people to work with.

I'm in the 270 hour group. Fortunately I hadn't used any this year so I've been able to go until next week before running out.

If anyone wants any info about the process, feel free to PM me. It's a real pain in the butt, and the outcome for me is still up in the air.
Foul,

I hope all goes well with you and your tests. Hope to see you back on the line soon.
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Old 03-10-2014, 07:54 PM
  #1100  
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Originally Posted by sailingfun
This is not what happened. The NWA pilots lost accrued sick leave. The company is applying that as a credit toward their DPMA costs to make their inclusion cost neutral to the plan.
Lost 2200 hours here.
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