Hawaii50

Dude! That's crazy. That guy just moved his head a little, almost like NewK avoiding a right cross. Where do you find this stuff? You are amazing.

Jughead135

Disclaimer: I'm ineligible to contribute to an HSA, so this does not apply directly to me.

I can't help with your math on which plan is best for you, but it sounds like you're on the right track. A comment on the quoted part above, though: if it were my account, I wouldn't pay the current-year expenses out of the HSA unless I had to. Max out the HSA contributions, and keep the max HSA balance rolling year to year. Sooner or (hopefully) later, your healthcare expenses WILL get larger--let the tax-deferred money grow as much as possible, to be used for that tax-exempt purpose, for as long as possible. If you're fortunate to stay healthy, then you've effectively got a back-door additional IRA for yourself or your heirs. My wife had an HSA from before she lost her eligibility (by marrying me! ), that's what we're doing with her existing balance....

Sink r8

A couple of guys are single-handedly going to push the NYC 717 onto the top of the podium for whiniest category (pound-for-pound).

It's. A. Brand. New. Category.

They hardly have anyone trained for it, and even less flying for them. If the ratio of flying : pilots is super low, and it's December, file that under "good thing".

Denny Crane

The great thing about an HSA is that you put money in before taxes and as long as you use it for qualified healthcare expenses, it is not taxed when you withdraw it. It doesn't matter when you incur these expenses, now or 20+ years from now. It's my understanding that, if you keep good records, you can pay out of pocket for medical expenses now but submit claims and withdraw the money from your HSA for those expenses 20+ years from now if want (still tax free).

Once you reach the age were you can access your IRA's, it can used as described above or be treated exactly like a traditional IRA. When money is withdrawn for non-medical expenses, you will be taxed on it at your normal rate.

It seems to me to be one of the last good deals out there.

Denny

Xray678

For those on reserve on the NYC 717, keep in mind you can, and will, be used to cover flying at other bases.

Denny Crane

The problem I have with the new HSA medical plans is the maximum out of pocket expenses. The deductible is in line with this year (the part we pay 100%). But, and its a big but, once we go to the 80/20 split it's way more expensive. This year the 80/20 split has us paying a maximum of $500 for a total individual max out of pocket of $3000. The way I read next years is the 80/20 split has us paying a maximum $2500 so the max out of pocket for the year is now individual max is going to be $5000.

If someone can confirm or deny my conclusions, I'd appreciate it.

I should edit this and say: This is for the comparable Diamond HSA this year and Silver HSA for next year.

Denny

TheManager

52 week high.

$43.08

Quite a gain if sold below 50 dma and bought on the up turn on volume and crossover.

Consensus target avgs. $51

We shall see about that one as it is a prediction made by humans.

They can be inaccurate at times

firstmob

RFP WB scenario, we trade our 787 order for end of production 777W's and also order some A350's.

scambo1

Whats a VFD and a VSD? Is it some program delta has for 737 training?

DelDah Capt

Have no idea what VFD and VSD are, but I know what VD is and I wouldn't be surprised if most of the 737 guys had that.