Any "Latest & Greatest" about Delta?
10-14-2014, 05:33 AM
Gets Weekends Off
Joined APC: Jun 2009
Posts: 5,113
...I've been on the DPMP, "Option N", and the NWA Contract Plan before that.
I've always been very happy, with zero surprises, and minimal paperwork, number crunching or money juggling. It always seemed too important to jack around with. I make an appointment with the DR, I go, they pay. Same with the meds.
I vastly preferred BCBS as the administrator, but I haven't run into too many problems with UHC...
I've always been very happy, with zero surprises, and minimal paperwork, number crunching or money juggling. It always seemed too important to jack around with. I make an appointment with the DR, I go, they pay. Same with the meds.
I vastly preferred BCBS as the administrator, but I haven't run into too many problems with UHC...
I ALSO hate the math under the Gold HRA, and I find having to trade privacy for the full HRA to be abhorrent.
So, I'm not really happy, and thinking hard about the DPMP.
My question is this: other than having different deductibles, and premiums, is there any difference in the way UHC approves or disapproves procedures under the DPMP. For example, do you have to deal with Optum when using your chiroprator?
10-14-2014, 05:39 AM
Can't abide NAI
Joined APC: Jun 2007
Position: Douglas Aerospace post production Flight Test & Work Around Engineering bulletin dissembler
Posts: 12,037
10-14-2014, 05:54 AM
Gets Weekends Off
Joined APC: Jun 2009
Posts: 5,113
It's funny, but not totally true. We've always made a conscious effort to exclude politics and religion.
130's mistake was to walk in this establishment, and (perhaps accurately) call us freakin' idiots. Only us freakin' idiots get to call each other freakin' idiots. Which makes him a freakin' idiot. Which makes him one of us, now.
130's mistake was to walk in this establishment, and (perhaps accurately) call us freakin' idiots. Only us freakin' idiots get to call each other freakin' idiots. Which makes him a freakin' idiot. Which makes him one of us, now.
10-14-2014, 06:06 AM
Gets Weekends Off
Joined APC: Sep 2010
Position: Lil Bus A
Posts: 412
Heyas Amish,
With one exception (a near disastrous experiment with a HMO plan back in the day), I've been on the DPMP, "Option N", and the NWA Contract Plan before that.
I've always been very happy, with zero surprises, and minimal paperwork, number crunching or money juggling. It always seemed too important to jack around with. I make an appointment with the DR, I go, they pay. Same with the meds.
I vastly preferred BCBS as the administrator, but I haven't run into too many problems with UHC, and, in fact, they approved some items pretty quickly when I had my doubts. I haven't had any in-network/out of network issues (with the one exception of Physical Therapy providers).
I had one medium-ish surgery, one medium-ish out-patient procedure, and a pooper-snoop, and everything was covered with no hassles, including multiple MRI's, CT's, X-rays, and all the happy fun time that goes with that. My experience echoes yours to a T. In all cases I picked the Doc, Surgeon or specialist directly with zero hassle. I see absolutely no reason to change.
Disclaimer: Not married, no kids, no recurring medical issues or long-term prescription needs. Obviously not many fall into this category, so YMMV, DYODD.
Nu
With one exception (a near disastrous experiment with a HMO plan back in the day), I've been on the DPMP, "Option N", and the NWA Contract Plan before that.
I've always been very happy, with zero surprises, and minimal paperwork, number crunching or money juggling. It always seemed too important to jack around with. I make an appointment with the DR, I go, they pay. Same with the meds.
I vastly preferred BCBS as the administrator, but I haven't run into too many problems with UHC, and, in fact, they approved some items pretty quickly when I had my doubts. I haven't had any in-network/out of network issues (with the one exception of Physical Therapy providers).
I had one medium-ish surgery, one medium-ish out-patient procedure, and a pooper-snoop, and everything was covered with no hassles, including multiple MRI's, CT's, X-rays, and all the happy fun time that goes with that. My experience echoes yours to a T. In all cases I picked the Doc, Surgeon or specialist directly with zero hassle. I see absolutely no reason to change.
Disclaimer: Not married, no kids, no recurring medical issues or long-term prescription needs. Obviously not many fall into this category, so YMMV, DYODD.
Nu
I am just hanging out on reserve today, so I plan on calling the union benefits specialist and HR to see what I can find out. I just don't thinks it's right for the company to put a polished marketing campaign on benefits and leave out a contractual required medical plan for pilots.
10-14-2014, 06:15 AM
Gets Weekends Off
Joined APC: Sep 2010
Position: Lil Bus A
Posts: 412
Thanks for the input. I've hated UHC with a raw, unbridled passion ever since my wife stopped working, which took us away from the relative safety of BCBS, in to the clutches of the UHC beast.
I ALSO hate the math under the Gold HRA, and I find having to trade privacy for the full HRA to be abhorrent.
So, I'm not really happy, and thinking hard about the DPMP.
My question is this: other than having different deductibles, and premiums, is there any difference in the way UHC approves or disapproves procedures under the DPMP. For example, do you have to deal with Optum when using your chiroprator?
I ALSO hate the math under the Gold HRA, and I find having to trade privacy for the full HRA to be abhorrent.
So, I'm not really happy, and thinking hard about the DPMP.
My question is this: other than having different deductibles, and premiums, is there any difference in the way UHC approves or disapproves procedures under the DPMP. For example, do you have to deal with Optum when using your chiroprator?
10-14-2014, 06:34 AM
Line Holder
Joined APC: Nov 2011
Posts: 58
10-14-2014, 06:38 AM
Back on TDY
Joined APC: Apr 2008
Position: 747-400 Captain
Posts: 12,487
It's funny, but not totally true. We've always made a conscious effort to exclude politics and religion.
130's mistake was to walk in this establishment, and (perhaps accurately) call us freakin' idiots. Only us freakin' idiots get to call each other freakin' idiots. Which makes him a freakin' idiot. Which makes him one of us, now.
130's mistake was to walk in this establishment, and (perhaps accurately) call us freakin' idiots. Only us freakin' idiots get to call each other freakin' idiots. Which makes him a freakin' idiot. Which makes him one of us, now.
Carl
10-14-2014, 06:43 AM
At home on the maddog!
Joined APC: Mar 2009
Position: ATL MD-88A
Posts: 2,874
It's funny, but not totally true. We've always made a conscious effort to exclude politics and religion.
130's mistake was to walk in this establishment, and (perhaps accurately) call us freakin' idiots. Only us freakin' idiots get to call each other freakin' idiots. Which makes him a freakin' idiot. Which makes him one of us, now.
130's mistake was to walk in this establishment, and (perhaps accurately) call us freakin' idiots. Only us freakin' idiots get to call each other freakin' idiots. Which makes him a freakin' idiot. Which makes him one of us, now.
See, C130, you started something!
By the way, welcome to Delta! 
10-14-2014, 06:57 AM
Runs with scissors
Joined APC: Dec 2009
Position: Going to hell in a bucket, but enjoying the ride .
Posts: 7,730
10-14-2014, 06:57 AM
Gets Weekends Off
Joined APC: Nov 2008
Position: MD-88 F/O
Posts: 1,004
Ummm....helloooooo....where ya been 88? Freakin' Idiot...
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