Any "Latest & Greatest" about Delta?
No worries C130. Welcome to Delta!
Heyas Amish,
With one exception (a near disastrous experiment with a HMO plan back in the day), I've been on the DPMP, "Option N", and the NWA Contract Plan before that.
I've always been very happy, with zero surprises, and minimal paperwork, number crunching or money juggling. It always seemed too important to jack around with. I make an appointment with the DR, I go, they pay. Same with the meds.
I vastly preferred BCBS as the administrator, but I haven't run into too many problems with UHC, and, in fact, they approved some items pretty quickly when I had my doubts. I haven't had any in-network/out of network issues (with the one exception of Physical Therapy providers).
I had one medium-ish surgery, one medium-ish out-patient procedure, and a pooper-snoop, and everything was covered with no hassles, including multiple MRI's, CT's, X-rays, and all the happy fun time that goes with that. My experience echoes yours to a T. In all cases I picked the Doc, Surgeon or specialist directly with zero hassle. I see absolutely no reason to change.
Disclaimer: Not married, no kids, no recurring medical issues or long-term prescription needs. Obviously not many fall into this category, so YMMV, DYODD.
Nu
With one exception (a near disastrous experiment with a HMO plan back in the day), I've been on the DPMP, "Option N", and the NWA Contract Plan before that.
I've always been very happy, with zero surprises, and minimal paperwork, number crunching or money juggling. It always seemed too important to jack around with. I make an appointment with the DR, I go, they pay. Same with the meds.
I vastly preferred BCBS as the administrator, but I haven't run into too many problems with UHC, and, in fact, they approved some items pretty quickly when I had my doubts. I haven't had any in-network/out of network issues (with the one exception of Physical Therapy providers).
I had one medium-ish surgery, one medium-ish out-patient procedure, and a pooper-snoop, and everything was covered with no hassles, including multiple MRI's, CT's, X-rays, and all the happy fun time that goes with that. My experience echoes yours to a T. In all cases I picked the Doc, Surgeon or specialist directly with zero hassle. I see absolutely no reason to change.
Disclaimer: Not married, no kids, no recurring medical issues or long-term prescription needs. Obviously not many fall into this category, so YMMV, DYODD.
Nu
If I see you in NRT, you're buyin.
Carl
Your mistake was in thinking this thread had a topic. There is no topic. The thread is the topic.
All your topics...are belong to us!
Carl
Gets Weekends Off
Joined APC: Feb 2008
Posts: 19,599
They took concessions pre-chapter 11 (30+%), then took more coinciding with the 1113 proceedings when the judge refused to recognize concessions taken prior to bankruptcy declaration. Your boy Malone was a leader in that time period.
Lots of suck to go around from many directions.
Lots of suck to go around from many directions.
Malone was MEC Chairman during the pre-bankruptcy concession. Moak was Chairman during the 1113 proceedings.
Concessions from us:
76-seat RJs, provided no pilot on the list at that time is furloughed
Another 14% of pay
Reduction in vacation
75% sick pay after 240 hours of use in rolling 3-year period
Hard freeze of the A plan
Concessions to us:
Subsequent pay increases based in part on profitability
15/20% profit sharing plan
$2.1B stock grant upon exiting bankruptcy
$650M cash payment upon exiting bankruptcy if A plan is terminated
76-seat RJs, provided no pilot on the list at that time is furloughed
Another 14% of pay
Reduction in vacation
75% sick pay after 240 hours of use in rolling 3-year period
Hard freeze of the A plan
Concessions to us:
Subsequent pay increases based in part on profitability
15/20% profit sharing plan
$2.1B stock grant upon exiting bankruptcy
$650M cash payment upon exiting bankruptcy if A plan is terminated
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