Vikz09

Some new updated destinations and flights



Looks to be weekly frequencies starting later this year.

MSPSJO 0740 1310
SJOMSP 1425 2000 on 752

JFKGUA 0830 1300
GUAJFK 1400 1945 on 73G

LAXBZE 0020 0700
BZELAX 1030 1350 on 738

Bucking Bar

It is fascinating to read articles on the perils of real estate investing in the press. News reports what happened, not the current market or future. This recently published article discusses what happened approximately 18 months ago in the Atlanta area.

Not many people smart enough to be Delta pilots are going to be dumb enough to misuse a 401K loan in the manner described by the article. JMHO

Bucking Bar

Didn't we take the LAX BZE back from Connection?

Vikz09

Not a 100% sure where BZE is. Perhaps your thinking Bozeman,Montana (BZN).

Is BZE Belize? Based on the stage time it must be at least a 3.5 hour flight.

JungleBus

I'll throw in my belated 2c for Wings Financial's customer service. It's been fantastic in my experience, though I've never done a home loan through them, just a few auto loans. Good rates, fast turnaround, very good communication.

orvil

Don't get me started on USAA and diminution of value. I went off over at the military thread. Anyhow, if you are looking for a company that seems to cover claims reputably try this link from an auto insurance appraiser.

Best & Worst Insurance carriers for Diminished Value claims | Diminished Value Car Appraisers

At least it's a place to start.

Wasatch Phantom

Interesting (to me) that Farmer's was rated "average".

I had a vehicle damaged by a Farmer's insured client. I got three estimates from reputable body shops, all of whom wanted to replace a damaged emblem. The Farmer's adjuster said putting a new emblem (maybe $25.00) on my older vehicle was bettering it and would only pay for part of it.

When I related that to the body shop of my choice the proprietor said "I've been in business for 40 years and I've never heard of an insurance company claiming betterment on an emblem".

It strikes me Farmer's was trying to lower the bar of customer service even lower. I would rate them solidly "Unsat".

My impression is for collector car stuff Hagerty is the way to go...

Bucking Bar

When does an owner sustain diminished value? If the vehicle has not been sold, has any loss been sustained? Does a 1998 Nissan Sentra suffer diminished value in the same manner as a 2013 Carrera 3? What if the car is leased, not owned, who then has the diminished value claim?

Auto insurance is largely based on claims experience. Members of mutual insurers like State Farm and USAA are share holders in companies who's structures bear the echos of farmers' mutual aid societies (your barn burns down and the neighbors agree to help rebuild it).

I am glad my insurer is not on a list of insurers liked by a company offering it's services to help exaggerate claims for a big fee.

Wasatch Phantom is right. For specialty products specialty insurers are the.way to go. Betterment on an emblem is silly. That silliness leads to the

TeddyKGB

BZE=Belieze. Enjoy a few Belikins while you are there.

Vikz09

I own a independent insurance agency and can tell you i would not put much faith in this article. First, Allstate is put on a pedestal yet their sister company, Encompass which is for the independent insurance agents is rated as avoid. There are several companies on this list that I would not insure my dog house with yet are rated high. Another red flag for me is Auto-owners being listed so low. Auto-owners consistently wins awards for customer service and satisfaction.

In fact there is book out "from good hands to boxing gloves that talks about Allstate. The book was written by a former employee that talks about Allstate hiring MIT to find ways to save money. The conclusion was to deny the majority of claims (no matter the the validity) the first time because 30% of people will never push forward trying with the claim. What a concept accept premiums and fight to never pay out!


My advice for my pilot brethren is to find a good local independent insurance agent in your area that has access to many carriers. Sit down with the agent and discuss your insurance needs. There are many carriers you may never heard of that offer much better coverage's then the traditional carriers (state farm, farmers, Allstate, etc.) Remember, when you have a claim and push comes to shove the people who represent only one company tend to eventually side with the person who signs their check. I love insurance because each family has specific needs make sure your agent understands yours!

Last bit of advice stay away from any insurance agent that pushes to sell annuities and investments. I am licensed to sell this but in all honesty you should use a independent financial advisor for many of the same reasons you should use a independent insurance agent. Having options to tailor to the Insured/investor is a good thing.

Also, because of our earnings potential and the litigious society we live be sure to discuss a umbrella policy. Every pilot should have ONE!!!