Kapitanleutnant

Just wondering if anyone can tell me if a credit rating would have an impact on hiring these days?

And if so, would it have much of a "weight" on the hiring game?

Thanks

K

JoeyMeatballs

Only this industry would pay people so little that they can't pay their bills and then use a credit score against you.

Yes, they do run a credit check (they did at Spirit), it's part of the entire background check, have no idea how it's weighted.

ftrflyboy

Most airlines have declared bankruptcy. I don't see how a bad credit rating would be held against you.

rickair7777

It will be, especially at a legacy. The rules about fiscal responsibility apply only to YOU, not THEM.

If I had credit issues, I'd be tempted to address that proactively at the interview, especially if you have a good reason like housing bubble or bad divorce. If you don't address it up front, they may get the score after the interview and not even ask you about it.

John2375

Why in *^%'s name would an employER give a flying fig about their employEE's credit?
Are they then going to verify you've never cheated on your spouse?
closer and closer to leaving aviation when I hear #!*^ like this.

galaxy flyer

I guarantee lots of employers look at credit reports as an indicator of character and responsibility. My employer looked at it, not airline, either.

GF

Flightcap

Common part of many background checks, aviation and otherwise. I second the previous poster's suggestion to disclose up front if you have things you don't want them to take as a surprise.

bcpilot

You will know upfront if any employer is going to check your credit as they will make you sign an authorization form to check your credit.

A pre employment back ground check does not allow any employer to get into the financial credit file & get the FICO of any potential employee.

No one can check your credit without you signing an authorization specifically to check credit. If anyone is doing so without that, then they are in violation of many laws & the penalties for each violation are serious.

On another note, If one has any credit issues, most of them can be sorted out by negotiating a settlement with the Prev creditors... Typically, the older an issue gets, the easier it is to negotiate a settlement.

Also, Most items will fall off after 7 years except for a BK, which stays for 10 years.

Also, it will be really hard to find a person in USA these days, who doesn't have a foreclosure or a short sale. I am not saying everyone has one, all I am saying is a huge percentage of the population has some sort of credit issues.

JohnBurke

Why should an employer trust you with a 225 million dollar aircraft and the fate of 180 passengers, as well as the reputation of the airline, if you can't handle your own wallet?

Absolutely credit is a consideration.

Same for your driving record. If you can't handle obeying traffic laws in your car, why should an employer trust you with their aircraft?

If this is too much to handle, perhaps aviation isn't the place for you.

wrxpilot

Almost every employer I've had in the past 15 years has done a credit check on me, even employers outside aviation. It's just another way to filter out the applicants in our competitive environment...